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The U.S. continues to see record highs in ecommerce transactions in 2020. According to data reported in Forbes, as of May 10, 2020, the year-over-year increase in online orders is 110%. As internet payment authorization occurs without a credit card present, an...

Managing online Sales Tax as Business Goes VirtualDuring the Coronavirus pandemic, small businesses have been focused on ensuring employee and customer health and safety, while simultaneously, adapting their sales and delivery strategies to keep themselves in...

In this uncertain time for businesses, those that adapt quickly have an opportunity to continue transacting and serving customers. The challenge is how to adjust your business model to meet the requirements of social distancing.  Here are some actions businesses can...

 Being active members of the Irvine Chamber of Commerce and engaged citizens in the Orange County community, we at eMerchant are always interested when new businesses plan to open near us. Imagine our surprise when Orange County local news reported that Amazon is...

The list of businesses hit by hackers continues to grow in 2019. You can search Google for “retailer data breaches 2019” to see a few brand names. A data breach can affect any industry—financial, health, hospitality, consumer goods, advertising or ecommerce. Think as...

Advanced Fraud Protection: A Game Changer for 3-D Secure   According to The Nilson Report, global credit card fraud is projected to reach $31.67 billion by 2020. Yet the adoption of the 3-D Secure protocol, an additional layer of security for online credit card...

Why is Credit Card Data the Most Common Fraud Target?   It’s every consumer’s nightmare to have your credit card compromised by hackers, but it’s still a very common occurrence for many people. You’ll frequently see stories on the news detailing massive personal...

  If you are an e-commerce or brick-and-mortar merchant, you’ve probably heard the term “PCI-DSS Compliance” – commonly shortened to PCI Compliance – at least a few times. But while many businesses talk about this concept, few actually understand what it is and...

Mobile Payment Update: Is Facial Recognition a Possibility For Mobile Payment Programs?   More and more industries are making use of facial recognition technology. Casinos, law enforcement, social media sites and even upscale hotels use it to verify people’s...