New Merchant Account

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Accepting credit cards is critical for any business. Get a new merchant account for your business and get ready to grow!

Congratulations! Here’s what you need to know about a merchant account for your new business.


Whether you are operating a physical store or building a presence online, eMerchant has a new merchant account to fit your needs.

What is a Merchant Account?

Merchant Accounts allow you to accept credit cards. These accounts are different than normal business banking accounts, and they must be obtained through a merchant services provider such as eMerchant. When your customer makes a credit card purchase from you, funds are transferred into your new merchant account and held there until the transaction clears. Funds are then transferred into your business banking account. This process normally takes 1-2 business days.

If you get a merchant account for your new business from eMerchant, you will be able to accept Mastercard, Visa, American Express, Discover, JCB and ApplePay. You will also be able to process debit card and echeck transactions. All businesses must pay fees in order to accept credit card payments. Some merchant services providers utilize flat-rate pricing and merchants end of overpaying for processing. eMerchant provides a much more transparent fee system with our Interchange-Plus pricing. We will sit down with you, explain the interchange structure and how different fees are charged by credit card and transaction type. You will be about to the see interchange fee and margin for each transaction type. Contact us and let us show you the numbers.

Retail Terminals and POS Systems

If you are accepting credit cards in person, in addition to your new merchant account, you will need a retail terminal or point-of-sale (POS) system. This is how you swipe the credit card to transmit payment data and obtain payment authorization. There are many types of retail terminals and POS systems that can be used—including mobile units. eMerchant provides with the best in the industry such as Clover, Verifone, SwipeSimple, Pax, Castles Technology and more.

Processing Payments Online

You may choose to accept credit cards when the card is not present, or you may want the ability to set up a webform or send invoices through email.  For these situations, in addition to your new merchant account, you will also need an online payment gateway. A gateway transmits customer data securely to obtain credit card approval without having to swipe a physical card. eMerchant offers eMerchantGateway, built on an industry-leading platform with cutting edge security and fraud prevention capabilities. We also offer Authorize.Net, USAePay, Cybersource, CommerceV3, NMI and PayPal’s Payflow Pro.

If you are selling products on a website, you will need a gateway and merchant account that are compatible with your ecommerce platform. eMerchant can set up payment processing with just about any ecommerce platform you choose. We can help you integrate your gateway with your shopping cart and set up your new merchant account quickly and easily. 

Why eMerchant?

We are a full-service advocacy firm for retail and online businesses. We specialize in:

  • Building complete business solutions for our clients, including secure, reliable payment transactions and integrations to a wide array of payment gateways, ecommerce platforms and other critical business software.
  • Maintaining strong working relationships with our clients and support businesses of all sizes with low rates, the highest approvals.
  • Providing personalized service with a dedicated account manager. We have helped thousands of new businesses develop their retail and online sales presence and accept credit card payments.

Contact us to get started!

The eMerchant “Advantage”


  • One stop shop for a retail merchant account, Account Services and POS Hardware
  • Dedicated Account Manager
  • Lowest “swiped” or “Card Present” rates in the industry
  • Terminal Loaner Program if device ever fails
  • Free Terminal Program*
  • Call us today for a Rate Proposal!

*Some restrictions may apply

Get Started Today

Give us a call at 866-979-0260 or click below