Login to eMerchantGateway
eMerchant eMerchant
  • Our Services
    • Merchant Accounts
    • Payment Gateways
    • Virtual Terminals
    • Retail Terminals/POS
    • eCommerce Platform
    • Business Loans
  • Gateways
    • eMerchantGateway
    • Authorize.Net
    • USAePay
    • Cybersource
    • PayFlow Pro
    • NMI Payment Gateway
  • Integrations
    • eCommerce Integration
    • Enterprise Software Integrations
    • Retail Terminals/POS Integrations
  • Resources
    • column 4
      • Payment Security
        • Fraud Prevention
        • Payment Tokenization
        • EMV
        • PCI Compliance
    • Column 5
      • Resources
        • What is Payment Processing?
        • New Merchant Accounts
        • eCommerce Merchants
        • blog
  • Community
Gateway Login
Get More Info
eMerchant

The State Payment Terminals & Credit Card Machines

Home / blog / Credit Card terminals / The State Payment Terminals & Credit Card Machines

The State Payment Terminals & Credit Card Machines

By admin inCredit Card terminals, merchant processing, Services
banner stating Payment Terminals

When the Electronic Data Capture (EDC) terminal came out, merchants no longer needed to physically bring their manually imprinted sales drafts to the bank. With the click of a button, these sales slips were electronically transmitted via the credit card machines. This was a wonderful improvement in convenience and time savings.

Today, stand-alone payment terminals are still in use but their numbers are dwindling. When a stand-alone device is deployed a merchant needs to enter payment information into their register or accounting system as well as the payment terminal. This double entry is a ‘tax’ on the merchant’s time. It requires duplicate entry and reconciliation.

To solve for this, payment software was developed which provided both payment services and merchant specific software. The issue, however, was that the merchant software was insecure and many merchants were breached and their payment data stolen.

Today’s terminals have advanced and the ideal state is where the payment data is stored securely and the device is semi-integrated into a merchant’s software. In this fashion, the payment device may securely store the data, maintain the integrity with EMV (or chip) specifications while interfacing with a merchant’s software so that payment details may be passed along and in a non-PCI environment. This allows for secure transactions while minimizing a merchant’s PCI scope.

Semi integrated terminals allow the software vendor to continually upgrade their solution without the burden of conforming to strict PCI requirements. Merchants benefit further in that by using a software solution which is semi-integrated to their payment device, they are free to transfer payment processors if their vendor increases their fee. This is often not the case in the context where the software and payment service are bundled as the software vendor typically will not allow their clients the freedom to price compare vendors.

Speak with eMerchant if you are considering an upgrade to your software or if you wish to learn more about semi-integrated payment terminals.

card terminalscredit card machinescredit card machines small businesscredit card termnialscredit cards terminalspayment terminals

Get started with an eMerchant Account Today! Sign up below here to begin:







Recent Posts

  • Tips and Best Practices for Avoiding Refunds and Chargebacks in Your Business
  • Efficient and Secure: Understanding the Advantages of eChecks
  • How ERP Integrating with a Payment Processing Solution Can Help Your Business Grow
  • Order management can help you scale your ecommerce business.
  • The State Payment Terminals & Credit Card Machines

  • ACH Processing: What You Need to Know And How it Can Benefit Your Business
    Previous PostACH Processing: What You Need to Know And How it Can Benefit Your Business
  • Next PostOrder management can help you scale your ecommerce business.
    ACH Processing: What You Need to Know And How it Can Benefit Your Business

Related Posts

<strong>How ERP Integrating with a Payment Processing Solution Can Help Your Business Grow</strong>
eCommerce ERP Integrations Services

How ERP Integrating with a Payment Processing Solution Can Help Your Business Grow

Order management can help you scale your ecommerce business.
eCommerce Services

Order management can help you scale your ecommerce business.

ACH Processing: What You Need to Know And How it Can Benefit Your Business
ACH Transfers Services

ACH Processing: What You Need to Know And How it Can Benefit Your Business

Surcharging and Convenience Fees – what is a surcharge
merchant processing payment gateways

Surcharging and Convenience Fees – what is a surcharge

Services:

  • Payment Gateways
  • Merchant Accounts
  • POS Retail Terminals
  • Virtual Terminals
  • eCommerce Platform
  • Business Loans

About Us:

  • Message from the CEO
  • Job Opportunities
  • Contact Us
  • Sitemap

Websites:

  • eMerchant.com
  • eMerchantAssociation.com

Subscribe to Newsletter:

emerchant_header_1

Aliso Viejo Office:
27422 Aliso Creek Rd, Suite 200
Aliso Viejo, CA 92656
(866) 979-0260

Email:

  • talk@emerchant.com
  • support@emerchant.com

About:

As a premier eCommerce Merchant Services Provider, eMerchant has been specializing in eCommerce Payment Solutions since 2002.

© 2023 copyright eMerchant Inc.  Terms | Privacy Policy

eMerchant is a registered ISO/MSP with Fifth Third Bank, 38 Fountain Square Plaza, Cincinnati, OH 45263.

Copy