Electronic Check Processing

If your gateway provides an electronic check, or echeck, option, you can take this form of payment just like you would accept a credit card. With a leading gateway such as eMerchantGateway, echecks can be processed through your website, or via your virtual terminal feature, as a single payment or as part of a recurring payment plan.

Using a Check Online?

Yes! Your customers can pay by check without having to write (or deliver) a paper check, and funds are deducted directly from their bank account. The process is fast and safe as monies are transferred through the Automated Clearing House (ACH) Network. Most ACH payments are settled the same business day.

eCheck Benefits for Customers and Merchants

There are many ways adding an electronic check payment option may improve your business operations. Here are just a few:

• eChecks can attract customers who don’t have a credit card or are hesitant to use credit cards with online transactions.
• Merchants see faster accounts receivable with echeck payments than with paper checks, not to mention reducing the hassle of keeping track of paper checks and depositing them.
• Some businesses also have lower fees associated with electronic check processing compared to credit card processing. This is something to discuss with your eMerchant Account Executive as every situation is different.

Would you like to add echecks to your company’s payment options? Let’s get you started!