High-Risk Merchant Accounts

Some business types may be considered high-risk credit card processing by merchant banks or shopping cart platforms like Shopify. As a result, they will deny your application for an account, which jeopardizes your ability to accept credit cards…a devastating blow for any business. There are not a lot of options for high-risk merchant accounts, which is why many look to eMerchant for help.

What are High-Risk Businesses?

A business model is considered risky when there is a higher statistical likelihood of chargebacks occurring due to customer dissatisfaction. The reasons for customer dissatisfaction can be varied, ranging from delayed delivery dates to unmet product or service expectations.

And, with the growth of ecommerce, it’s more likely that some businesses may be:
Selling products that are frequently purchased by criminals with stolen credit cards, but not taking fraud prevention measures
Accepting credit cards as payment, but never delivering product
Shipping products that do not meet the claims advertised

Unfortunately, good businesses, by the nature of their industry or other situations, may be categorized as high risk during the typical merchant bank underwriting process. This is difficult as underwriters seek to protect the bank and not always consider the unique situation of an upstanding business.

[H3] eMerchant Places Merchant Accounts for High Risk Categories

eMerchant is a Merchant Account Provider that partners with a wide variety of banks and financial partners who are willing to entertain high-risk merchant accounts. We have successfully provided high-risk credit card processing for many businesses, including the following industries:

• eCigarettes
• Herbal supplements
• CBD and CBD-related products
• Timeshares
• Telemarketing
• Event tickets
• MLM Marketing
• Magazine Sales
• Real Estate
• Dating websites
• Pre-paid debit cards
• Direct Marketing
• Vacation rentals
• eBook downloads
• Calling cards
• Electronics
• Incense
• Software downloads
• VOIP services
• Continuity accounts
• Collection agencies
• Financial Consulting
• SEO services
• Telecommunication services
• Annual Contracts