As a merchant, it’s vital to have an up-to-date list of your customers available at all times. eMerchant Gateway’s Customer Billing Database is a simple-to-use but advanced service that allows you to store, access, edit and delete your customers and their billing data.

Our Customer Billing Database also allows you to set up multiple billing options, including checks. You can even put together recurring billing plans for you customers. By allowing your customers to keep multiple credit cards as well as checking options on file, they’ll feel secure and happy knowing their payments are being made in a timely fashion, without them having to re-enter their billing information every time.

All customer data is stored safely and securely on the eMerchant Gateway servers and is accessible through our easy-to-use interface and/or API. The eMerchant Gateway is a Level -1 PCI compliant gateway, giving you the confidence that your customer’s sensitive data is safe and secure. Our Customer Billing Database is very user-friendly, but at the same time packs advanced features for merchants, including the following:

A virtual terminal is a software application that does for an online store what a credit card or point-of-sale machine does for a brick-and-mortar store. It allows you to manually enter a customer’s credit card information from a phone, mail, or fax order into a web-based payment form. You then can use the information to process the transaction electronically just as if they’d directly placed their order online.

eMerchant Gateway’s Virtual Terminal is hosted directly on our secure servers and can be accessed anywhere you have an internet connection. You just have to log into your account through our website and you’ll immediate be able to key in customer’s information and authorize transactions. You can enter orders one-by-one, or batch-upload a number of transactions at once to save time. You’ll also be able to create and prepare a number of customized reports that can be emailed, downloaded and printed at any time. You can even use our virtual terminal to conduct an in-person transaction. Simply plug in a USB credit card reader, and when you swipe your customer’s card, it will automatically enter their card number and expiration date without needing to manually key it in.

This ecommerce software has a number of other features and customization options to help you effectively manage secure transactions. You’ll also get personalized one-on-one service with frequent communication to make sure you’re getting the most out of your virtual terminal. Whether you’re just getting your ecommerce sales up and running or are ready to take your business to the next level, we’re here for you every step of the way.

If you’re an online merchant, you know the importance of being able to do business anywhere. With Multi-Currency Processing from eMerchant Gateway, you can process customer payments no matter where they’re located in the world. Multi-Currency Processing allows your customers to use their local currency to pay for your products or services. All transactions are then automatically converted to your currency.

This important sales tool can help you expand internationally and stand out from your competitors. You can even set prices using the different foreign currencies, and then receive settlement and reporting in your own currency. All of this helps make global shopping easier, more transparent and more profitable. Being able to offer Multi-Currency Processing will allow you to market to international customers and increase overall sales and profitability for your business.

Electronic checks, commonly known as eChecks, allow customers to make secure online purchases using their personal bank account. Money is electronically withdrawn directly from the buyer’s checking or savings account, transferred over the Automated Clearing House (ACH) Network, and then deposited into the merchant’s account. Our eCheck service will set you up to directly debit these accounts and quickly process transactions.

Once you’ve received authorization from the customer to conduct eCheck transactions (via an online payment form or phone conversation), eMerchant Gateway allows you to enter your customer’s account and routing information directly into our software, enabling you to generate an ACH debit to any bank account in the United States. You can also enter scheduling details for recurring payments. Customer information runs through our check verification module, and if verified, it’s accepted into our system. From there, you just click the “Submit” button, and our software withdraws the payment and sends the customer a receipt. As long as the customer’s account has sufficient funds, then the payment is typically deposited in the merchant’s account within two business days after the transaction began. You can also put a payment form on your website which allows customers to enter their own account information and push an electronic ACH payment to your company.

eChecks are a great option for accepting both personal and business payments. They provide a more cost-effective approach to payment acceptance compared to credit cards while been as or more secure, and having ACH payment processing ability increases payment options for your customers. Don’t wait for a check to arrive in the mail when you can instantly initiate a payment from a customer’s account by utilizing eMerchant Gateway’s eCheck service. Electronic checks are the best way to process recurring payments from customers, and they’re also an extremely useful tool for accepting donations for non-profit organizations or charities. Contact eMerchantGateway to learn more about how we can help you with payment processing for your online business.