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Modern Electronic and Online Payment Processing Systems

What electronic and online payment processing mean and how they’ll work for your business.

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How does electronic payment processing work

Nearly every successful merchant today uses some form of electronic payment processing. And anyone who’s ever placed an order on the internet has used online payment processing. Therefore, if you plan on adding payment processing to your website, it’s important to know what these terms mean and how they work.

The two terms are often used interchangeably, though it’d be more technically accurate to say that online payments are a subset of electronic payments. Both involve making non-cash payments that don’t use a paper check. Methods of payment include credit cards, debit cards and the Automated Clearing House (ACH) Network, which processes direct deposits and debits as well as eChecks. Transactions can be processed as one-time or recurring customer-to-merchant payments, or as automatic bank-to-merchant payments if your bank offers online bill pay.

To make an electronic or online payment, a customer enters their credit card, debit card or bank account information during the check-out process. Once they submit the information, the site processes it for approval or denial. If and when approval is granted, the funds are automatically transferred from the customer’s account to the merchant’s account. For a recurring payment, the customer’s information and payment schedule are securely stored in the merchant’s database. If you’re tired of waiting for checks to arrive in the mail, setting up electronic and online payment processing for your ecommerce store will help you compete and thrive in the modern business world.

Payment Processing:

  • eCommerce Business
  • Nonprofits
  • Service Businesses
  • Wholesale / B2B
  • Retail Stores
  • Mobile Merchant

Having a direct Merchant account to accept Credit Cards provides many advantages

Increased Sales

by providing more payment choices

Enhanced Perception

All large successful sites accept credit cards directly

Increased Cash Flow

by getting your money into your home back account quicker

The eMerchant “Advantage”

Uniquely impact seamless methods of empowerment after error-free core competencies. Energistically redefine parallel channels vis-a-vis dynamic potentialities.

One stop shop for a retail merchant account, Account Services and POS Hardware

Dedicated Account Manager

Lowest “swiped” or “Card Present” rates in the industry

Terminal Loaner Program if device ever fails

Free Terminal Program*

Call us today for a Rate Proposal!

*Some restrictions may apply

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Give eMerchant a call at 866-979-0260  to get started with setting up your credit card processing, or click the button below

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Aliso Viejo Office:
27422 Aliso Creek Rd, Suite 200
Aliso Viejo, CA 92656
(866) 979-0260

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About:

As a premier eCommerce Merchant Services Provider, eMerchant has been specializing in eCommerce Payment Solutions since 2002.

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eMerchant is a registered ISO/MSP with Fifth Third Bank, 38 Fountain Square Plaza, Cincinnati, OH 45263.