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 eMerchant RatesIndustry Average
eCommerce Discount Rate.15% - .60%2.25 - 2.95%
eCommerce Transaction Fee.10 - .18 per trans.20 - .30 per trans
Retail Swipe Discount Rate.15% - .30% 1.75% - 2.15%
Retail Transaction Fee.10 - .15 per trans.20 - .25 per trans
Dedicated Account TeamYesProbably Not
Concierge ServiceYesProbably Not
Approval Time1-3 Days1- 2 weeks
Cart/Software/Hardware CompatibilityMostFew
Credit and UnderwritingLiberalTight
Free Terminal/PrinterYesMaybe
Free Mobile DeviceYesMaybe
Free POSYesMaybe

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